What does each of the BBVA affiliates listed below do with your personal information?
This notice is being made on behalf of the following affiliated companies: BBVA USA ("BBVA"); BBVA Insurance Agency, Inc.; BBVA Securities Inc., including its BBVA Investment Solutions Division; BBVA Wealth Solutions, Inc.; Capital Investment Counsel, Inc.; Compass Mortgage Corporation; BBVA OP3N, INC.; and BBVA Financial Corporation (collectively the "BBVA Affiliates").
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the products or services you have with us. This information can include:
All financial companies need to share their customers' personal information to run their everyday business. In the section below, we list many of the reasons financial companies can share their customers' personal information; the reasons BBVA Affiliates choose to share; and whether you can limit this sharing.
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus We share; you cannot limit this sharing
For our marketing purposes to offer our products and services to you We share; you cannot limit this sharing
For joint marketing with other financial companies We share; you cannot limit this sharing (see "Other Important Information" for additional state law rights)
For our affiliates' everyday business purposes information about your transactions and experiences We share; you cannot limit this sharing
For our affiliates' everyday business purposes information about your creditworthiness We share; you can limit this sharing
For our affiliates to market to you We share; you can limit this sharing
For non-affiliates to market to you We do not share
Please call 1-800-275-7219 and our menu will prompt you for your choice.
*Please note: * If you are a new customer, we can begin sharing your information 45 days from the date we sent/provided you this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing as provided in this notice.
Call 1-800-COMPASS or go to www.bbvacompass.com
Para una versión en español de nuestra política de privacidad, póngase en contacto con su sucursal local de BBVA o visite www.bbvacompass.com.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We use physical, electronic and procedural safeguards to help prevent unauthorized access to customer information, and periodically test and update our safeguards. We train and regularly educate our employees about the importance of maintaining the confidentiality of customer information and the proper handling of customer information.
We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. See "Other Important Information" below for more information.
Your choice to limit sharing will apply to you individually and will not apply to a joint account owner unless you specifically request otherwise.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
The BBVA Affiliates consist of financial service providers such as banks, insurance agencies, brokerage companies, and other financial service companies that work to serve your financial needs.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
We do not sell your information to outside marketers to allow them to independently solicit you for a product unless we first ask your permission to send your information.
We may disclose customer information about you to credit reporting agencies, in response to a subpoena or court order, as required by certain federal and state laws, to help complete a transaction initiated by you and pursuant to your request or authorization.
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
Our joint marketing partners include banks, insurance providers, investment companies, securities broker-dealers, and credit card companies.
Joint marketing with other financial companies allows us to bring information to you about financial products and services that are different from those we provide.
(consumer account with a California address) Please see the separate notice you are receiving entitled "Important Privacy Choices for Consumers" for your right to opt out of sharing with affiliates and with non-affiliated financial institutions that are joint marketing partners.
We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. The information we may share pursuant to a joint agreement for marketing is limited to consumer name and contact information and our own transaction and experience information.
We employ proven processes and technologies to protect the privacy and security of your information when you bank online with us, such as firewalls, encryption techniques, and authentication procedures. If you visit our Web site or use any of our electronic banking services, we may put a "cookie" or similar file on your hard drive to facilitate navigation and personalize your experience. By using cookies, we can collect technical and navigational information, such as computer browser type, Internet protocol address, and other computer identification information, and match that with pages visited and time spent on our Web pages. This helps us improve our Web site. When you use our online banking services, we also may use the information in the cookie or similar file to match the Internet browser and computer you use with your online account for security purposes. We do not knowingly collect, maintain, or use personal information from our Web sites about children under the age of 13. For more information about our online security practices, please visit our Web site at www.bbvacompass.com.